I'm ashamed to say that the amount of debt slayage for 2008 equals zero.
The amount of debt increase is yet to be determined. Many medical bills were accrued throughout the latter part of 2008. Lack of health insurance and a sick child will do that to you.
Happily, we now have some health insurance in effect with my new job. I received the cards in today's mail! While that relieves some stress, it's not going to cover a whole lot of potential medical bills coming up. I've made the decision to apply for the Children's Health Insurance Plan that all states offer to qualifying families. Here's hoping that we qualify.
My mission, should I accept to choose it, is to face reality and quit playing ostrich, and total up the amount owed to all parties, medical and otherwise. I have to admit that this really scares me. If I don't do it, though, then I'm not being responsible with what money I do have, and I'm not setting a good example for my kids to follow.
I will be adding more debt in 2009. I will be taking out loans to go back, yet again, for another degree, this one in nursing. The big battle though, is facing my fear of money, and working through that fear. This is the year that I need to begin slaying those financial demons.
Friday, January 2, 2009
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4 comments:
Hi Celtic Buffy - just a note to say that I've emailed you!
I applaud your efforts taking on this daunting task. Slow and steady wins the race. Good luck!
I hope you qualify for the state insurance. Good luck. State programs always seem to have a gazillion hoops for you to jump through before they say yea or nay.
My credit card debt is horrendous. I always pay a bit more than the minimum payment; it's the best I can do. We just do what we can.
oh man, yeah it's definitely scary but just think of how HAPPY and knowledgable you're gonna be!!! SO worth it :)
it's not gonna be fun, but you only have to do it once (at least for now) and then you're set.
i'm sorry to hear about all those medical bills too :( maybe this will be your year!!!
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