Procrastination

Okay, so I've been slacking here. I admit it.

I did order a free credit report from annualcreditreport.com. It wasn't as bad as I thought it was going to be but I wonder what may be on the other two companies reports that maybe weren't on this one.

So way back a couple of weeks ago I completely intended to track my expenses. My "blondness" got in the way and I forgot to do it everyday. Was that my subliminal fear coming through, I wonder?

I did get an unexpected break on my student loan payment. I kept waiting for it to be withdrawn from my checking account. Every day I would log in and no payment had been taken out. After 10 days or so I called the company only to be redirected to a different company. It appears that my student loan has been "sold" to another educational loan corporation. Apparently a large chunk of loans have been sold and the transfer is taking place throughout the end of June/beginning of July. No payments will be withdrawn during this time period and the automatic withdrawals will start back up with my July payment. That's $110 for me to rollover into my "moving" fund. Wouldn't you know that I received the letter explaining this whole process the very afternoon after I had called the company?!

I have started tracking my cash flow again this week. We haven't been going too many places due to car problems. A trip to the tire place this week confirmed that the tires are balanced so they are not the cause of the vibrations that occur when accelerating between 40 and 50 mph. Next week will bring a trip to the dealer to have this checked out as there are still about 8000 miles left on the warranty. I'm hoping that whatever is wrong is covered by warranty and won't eat up my moving money.

This car problem is a prime example of why I need to learn to manage my money and start working towards a secure & debt free financial future. I HATE borrowing from Peter to pay Paul! I hate the worry of "how will I come up with that money". It's just another sign that I need to get serious about this NOW!

I'm about halfway through re-reading all of my Financial Peace material. I had planned to start and finish "Your Life or Your Money" but I can't find it! I'm not sure where it has gone because I thought I left it on the dining room table. Gremlins, I tell you, Gremlins!

I'm a great procrastinator and I still have not totalled up all of my debt or contacted a realtor about selling my lot in town.

I need to get myself in gear, don't I?! Any suggestions for motivation?